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December 13, 2025
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Welcome to Sikasoft Fusion
Stay in control. Run with clarity. Grow with confidence.
Running a Non-Bank Financial Institution isn’t just about moving money.
- It’s about knowing who owes what.
- Seeing risks before they become losses.
- Balancing cash at the end of the day without anxiety.
- And being able to explain every number when auditors come calling.
SikaSoft Fusion is built for that reality.
Instead of juggling separate tools for customers, loans, accounting, payroll, and reports, everything works together as one system. When a transaction is approved, the books update automatically. When staff act, the system records it. When management checks reports, they reflect what’s actually happening, not yesterday’s guess.
A secure, web-based management system built for Microfinance, Micro Credit, Co-operative, and Susu institutions.
SikaSoft Fusion helps you manage savings, loans, accounting, payroll, and reporting in one connected platform. Every transaction is tracked. Every approval is controlled. Every report reflects the true state of your institution.
Developed in Ghana. Trusted by over 50 Non-Bank Financial Institutions.
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Non-Bank Financial Institutions
Management Visibility, Not Just Transactions
SikaSoft Fusion goes beyond basic accounting. Management dashboards show financial performance, loan portfolio health, liquidity position, staff attendance, and trends over time
Management Dashboard & Insights
The SikaSoft Fusion dashboard is designed for decision-makers, not just operators. It brings together financial performance, loan portfolio health, liquidity position, and operational signals in one place
Financial Performance Overview
Products
An all-in-one suite of financial management and operations products
An all-in-one suite for financial management and operations Lower costs, improve efficiency, and gain full control using Suite SikaSoft’s unified platform tailored for Microfinance, Co-operative, and Susu institutions.
Customer & Member Management
Manage client accounts, track member activities, and centralize records seamlessly.
Loan & Micro Credit Management
Automate loan applications, approvals, repayments, and portfolio tracking with precision.
Accounting & Reporting
Real-time financial reporting, automatic ledger updates, and regulatory compliance made simple.
HR, Payroll & Attendance
Track employee attendance, automate payroll, and manage staff data from one secure system.
Payment Processing & Integration
Process transactions, integrate payment solutions, and connect financial services directly into your operations.
Analytics & Performance Insights
Monitor trends, assess financial health, and make informed decisions with actionable insights.
Solutions
Spend smarter as your institution grows
Spend smarter as your institution grows Make informed financial decisions and manage operations effectively at every stage of growth with Sikasoft Fusion
Pricing
Everything you need to spend smart
Explore our comprehensive digital banking solutions designed to streamline your financial activities and enhance your banking experience.
Essentials
For small institutions and startups Setup
GHS 25,000
Subscription: GHS 500 per branch / month
- Customer & Member Management
- Teller & Front Office Transactions
- Basic Loan Management
- Real-time Reporting
- Accounting Integration
- 24/7 support
NB: Additional branch: 45% of software cost per branch
Premium
For mid-sized institutions looking to scale
GHS 35,000
Subscription: GHS 700 per branch / month
- Everything in Essentials
- Advanced Loan & Micro Credit Management
- HR, Payroll & Attendance Management
- Enhanced Accounting Integrations
- Dedicated Admin Support
NB: Additional branch: 45% of software cost per branch
Enterprise
For large institutions with complex needs Custom Pricing
Custom pricing
- Everything in Premium
- Multi-branch Operations & Reporting
- Advanced Roles & Permissions
- Top-tier Onboarding and Support
- Regulatory Compliance Tools
Reviews
hear what our clients say about us
Experience transformative digital banking journeys with Sikasof Fusion, revolutionizing financial experiences using advanced technology.
Justice Gyan
CEO, Asankraman Microfinance
Intuitive and Responsive
"We can now generate regulatory reports in minutes instead of days. The system is intuitive, and support is always responsive."
Osborn Danso
CEO, Independent Microfinance, Prestea
Transformed our daily operations
"SikaSoft Fusion transformed how we manage our microfinance operations. From tracking loans to staff attendance, everything is seamless and reliable."
Daniel Mensah
Manager, Assemblies of God Co-Operative Credit Union, Ayanfuri
Employee management and accountability
"The employee clock-in feature linked to payroll has improved our internal control and staff accountability significantly"
trusted by 50+ Non-Bank Financial Institutions.
FAQ
Frequently Asked Questions?
Discover how modern technologies are changing finance, offering effective, secure solutions for everyone.
SikaSoft Fusion is a web-based management system for Non-Bank Financial Institutions, integrating savings, loans, accounting, payroll, reporting, and compliance in one platform.
It’s designed for Microfinance Institutions, Credit Unions, Co-operatives, Savings & Loans, Susu Operators, and other community-based financial schemes.
- Mobile Bankers App: Field bankers collect deposits in real-time, print receipts, and send SMS confirmations.
- Field Auditing App: Auditors verify savings books on-site and detect discrepancies live.
The core system is licensed per branch. Mobile Bankers and Field Auditing apps are included as add-ons and not branch-based.
Yes. It uses role-based access, dual-control authorization, OTP verification for sensitive actions, and detailed audit trails.
Most institutions are fully operational within days, including setup, data migration, user training, and go-live support.
We provide remote and on-site support, monthly updates, and optional staff training to ensure your team can use the system effectively.
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A secure, web-based management system built for Microfinance, Micro Credit, Co-operative, and Susu institutions.
